Question: Why Do Insurance Companies Hire Private Investigators?

Why do insurance companies investigate claims?

Insurance companies often conduct claims investigations to evaluate the legitimacy of a claim.

The investigation process helps the claims adjuster make an educated decision about how to proceed with a claim.

Insurance claims investigations are used to combat the prevalence of false or inflated claims..

Why would a private investigator be following me?

This might be because the person they are watching has found out and has done something like chase, attack, threaten or even contact the investigator. A private investigator doing a surveillance is in the business of collecting information without being detected. We are not looking for fights or confrontations.

How far back do traffic cameras keep footage?

Any crash evidence captured on these cameras is owned by either public or private entities and typically only kept for a brief time period, sometimes, as little as 72 hours before being deleted or copied over.

How long does it take Geico to investigate a claim?

In fact, your claim may be settled in as little as 48 hours. We’re proud to offer you personal attention around the clock. Our claims representatives are available anytime to help you file a claim, and answer any questions you might have about the claims process.

Do insurance companies check traffic cameras?

Many insurance companies try to check traffic cameras for proof the accident did not happen the way the claimant says it did. If video footage does not refute a victim’s claim, it may at least allow the insurance provider to assert comparative negligence.

What background check do private investigators use?

Most involve some combination of the following: Identity Verification including the individual’s first and last name, social security number, marital status, former residences. Criminal history – including criminal record, arrest records, police records and court records.

What are the sensors on top of traffic lights?

The primary, reliable and most common traffic light sensors are induction loops. Inductive loops are coils of wire that have been embedded on the surface of the road to detect changes in inductance and convey them to the sensor circuitry in order to produce signals.

Should I talk to an insurance investigator?

Be Polite, Be Calm, and Be Brief You do not need to speak with an adjuster immediately. You may ask to set up a time to talk to them in the future, when it is more convenient for you or after you have a chance to consult with an attorney.

Is it worth it to hire a private investigator?

It is best to hire a private investigator when a search or research is necessary and video recording someone or an entity is better left with the professional that has performed the action for hundreds if not thousands of hours.

What happens if you run a yellow light and it turns red?

If the yellow light turns red during the fractions of a second it takes to cross between the stop line and the intersection boundary, a citation can be issued. At a red-light camera intersection, this ticket is automatic. Another consideration is where do you actually have to stop.

Are traffic light cameras always recording?

Depends on the camera, though here in the US, most likely no. The traffic cameras you see mounted with traffic lights most of the time are used for detection purposes only and don’t save any of the footage that they record. … The other type of common cameras at intersections are red light cameras.

What do you say to an insurance investigator?

What to say (and what to avoid) when the at-fault party’s insurance company contacts you after an accident.Remain Calm and Polite. … Identify the Person You Speak With. … Give Only Limited Personal Information. … Give No Details of the Accident. … Give No Details of Your Injuries. … Take Notes. … Resist the Push to Settle Immediately.More items…

How do you tell if private investigator is following you?

All private investigators are specifically trained to follow people from the left-hand side as 92% or individuals tend to look behind them over their right shoulders. If you see a someone, whether in a car or on foot, when you look over your left shoulder, they are almost definitely going to be a private detective.

How can you tell if someone is a private investigator?

Check for strange vehicles parked near your house or places you frequently visit. If you see the same vehicle parked in your neighborhood, and you later see the same vehicle parked at the grocery store, the bank, your favorite restaurant or near your work, you might have an investigator watching you.

Does CCTV footage get deleted?

With modern CCTV systems, everything is recorded to a hard drive and once it is full, the oldest footage is automatically erased and new footage recorded over the top.

How often do security cameras reset?

If so, this varies based on the amount of video (data) flowing into the system and the size of the storage. 30 days is common, but 60 days is not uncommon. Today’s IP systems follow a first in first out protocol, except note that some video can be tagged and never deleted.